Talk Thrifty

Stagnant air can make you uncomfortable when working inside or just sitting around the house. Adjustin your thermostat isn't the only answer. Turn on the fan and you will find that you can be comforatable at much higher temperatures than you would by just relying on your air conditioner. Doing this you may be able to adjust your thermostat up even 5 degrees higher than normal. 5 degrees on your thermostat can add up to some real savings on your electric bill. Durring spring and fall months I use fans almost exclusively as opposed to the air conditioner keeping my electric bill low for a few extra months out of the year. You may want to check the setting of your fans as most fans have a switch to adjust wich direction the fan moves. One direction circulates the air for optimum use durring summer and the other for durring colder temperatures to keep warm air down where you are.

Movies are an entertainment value most all of us can appreciate. But those trips to the movies can be expensive! Renting movies has been a long time alternative for lessening the pocket book burden of going to the theater. But with advances in technology and innovative entrepreneurs even more great ways of this favorite pastime have come to fruition. In the past year I have opted for the simple click of a button on my cable box to deliver the movie right to my TV without having to drive to the movie rental location. That had saved me time, money and aggravation, however, in the past few months I've been renting more and noticing that tab adding up. So if you're like me and find yourself renting more than say 3 movies each month you could find yourself benefiting from some of the mail delivery programs out their such as netflix or blockbusters programs.

Owning your own car and home comes with added expenses. Insurance on these assets is not just a good idea, its sometimes unavoidable if you have a loan out on these items. When shopping around for insurance on these items ask if they offer discounts if you insure both your home and your vehicle through the same company. You may be surprised at the amount of savings you'll find this way. Of course don't just stop their, make sure to shop around and dig for any other discounts you can get such as; you just got married, you have children, you just had a birthday and are a little older, safety features and security devices, and the list goes on.